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The Citizens Bank of Philadelphia, MS Save Email Print
Posted: 10:08 AM Aug 24, 2005
Last Updated: 9:17 AM Mar 5, 2007

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ABOUT US


The
Citizens Bank of Philadelphia, MS


The doors of the First National Bank of
Philadelphia, the predecessor to the present Citizens Bank of
Philadelphia, first opened its doors for business on February 8, 1908,
with $50,000 Capital and $5,000 Surplus with 48 stockholders.

In 1917 the National Charter was
surrendered and a State Charter obtained, changing the name of the bank
to The Citizens Bank.


The Citizens Bank is headquartered in
Philadelphia, MS. The Bank has nineteen banking locations in eight
counties in East Central Mississippi. In addition to full service
commercial banking, the Bank offers mortgage loans, Internet banking
services including online banking, bill pay and cash management services
for businesses. Internet services are available at the Bank
web site
.


Citizens Holding Company stock is listed
on the American Stock Exchange and is traded under the symbol CIZ.



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Frequently Asked Questions


What type of checking
accounts do you offer?


We offer a variety of checking account packages which include regular
checking, club checking, interest checking, senior advantage checking,
commercial checking and student checking.



Do you offer competitive interest rates on certificate of deposits
and Individual Retirement account?


Yes, we offer very competitive interest rates.



Is there a fee for on-line bill payment?

No.  All of our checking accounts come with free on-line bill pay
with unlimited transactions.



What type of mortgage loan products do you have?

Our Mortgage Department offers Conventional, Veterans Administration
(VA) Mortgages, Federal Housing Authority (FHA) Mortgages, Adjustable
Rate Mortgages and Mississippi Home Corporation Down-payment Loans.



What other type of loans do you have?


  • Consumer
  • Commercial
  • In-house mortgage loans
  • Student loans


Can you provide merchants credit card and
debit card point of sale service and equipment?


Yes, we can provide merchants with credit card/debit card point of sale
terminals and set them up to accept Visa, MasterCard, Discover, American
Express, Diner's Club, Voyager, Wright Express, Fleet and EBT cards. We
can service all their point of sale needs.



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CONTACT US



1103 East Main Street

Philadelphia, MS 39350

(601) 656-4692



Web site: www.thecitizensbankphila.com





Email
Us Here!




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The Citizens Bank of Philadelphia, MS