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Posted: 10:08 AM Aug 24, 2005
Last Updated: 9:17 AM Mar 5, 2007
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 | ABOUT US
| The Citizens Bank of Philadelphia, MS | The doors of the First National Bank of Philadelphia, the predecessor to the present Citizens Bank of Philadelphia, first opened its doors for business on February 8, 1908, with $50,000 Capital and $5,000 Surplus with 48 stockholders. In 1917 the National Charter was surrendered and a State Charter obtained, changing the name of the bank to The Citizens Bank. The Citizens Bank is headquartered in Philadelphia, MS. The Bank has nineteen banking locations in eight counties in East Central Mississippi. In addition to full service commercial banking, the Bank offers mortgage loans, Internet banking services including online banking, bill pay and cash management services for businesses. Internet services are available at the Bank web site. Citizens Holding Company stock is listed on the American Stock Exchange and is traded under the symbol CIZ. | | Top | | | | | Frequently Asked Questions
| What type of checking accounts do you offer?
We offer a variety of checking account packages which include regular checking, club checking, interest checking, senior advantage checking, commercial checking and student checking.
Do you offer competitive interest rates on certificate of deposits and Individual Retirement account?
Yes, we offer very competitive interest rates.
Is there a fee for on-line bill payment?
No. All of our checking accounts come with free on-line bill pay with unlimited transactions.
What type of mortgage loan products do you have?
Our Mortgage Department offers Conventional, Veterans Administration (VA) Mortgages, Federal Housing Authority (FHA) Mortgages, Adjustable Rate Mortgages and Mississippi Home Corporation Down-payment Loans.
What other type of loans do you have? - Consumer
- Commercial
- In-house mortgage loans
- Student loans
Can you provide merchants credit card and debit card point of sale service and equipment?
Yes, we can provide merchants with credit card/debit card point of sale terminals and set them up to accept Visa, MasterCard, Discover, American Express, Diner's Club, Voyager, Wright Express, Fleet and EBT cards. We can service all their point of sale needs. | Top | | | CONTACT US
| | 1103 East Main Street
Philadelphia, MS 39350
(601) 656-4692 | Web site: www.thecitizensbankphila.com
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Email Us Here!
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