Efforts by some Alabama legislators to put new restrictions on payday loans and title loans failed in the 2013 session.
Two Democratic representatives from Birmingham, Rod Scott and Patricia Todd, sponsored bills to lower the interest rates that could be charged on payday loans and title loans to 36 percent annually.
The bills stalled in a House committee after industry leaders said the bills would put them out of business.
Then Senate President Pro Tem Del Marsh of Anniston offered a bill to lower rates on payday loans, but not as much as the House legislation. His bill also drew industry opposition.
Marsh said his bill is dead because there isn't enough support or time left in the session to pass it.