Monday Last Day to Register for Affordable Care Act

By: The Associated Press
By: The Associated Press

Monday is the deadline to sign up for health insurance under the Affordable Care Act. So far, about 4 out of every 5 people enrolling have qualified for tax credits to reduce the cost of their premiums.

Here's what you need to know:

-- The deadline is Mar. 31 at midnight EDT for the states where the federal government is running the sign-up website; states running their own exchanges set their own deadlines.

-- You can sign up online by going to HealthCare.gov or your state insurance exchange. If you don't know what your state marketplace is called, HealthCare.gov will direct you.

--You can call 1-800-318-2596 to sign up by phone or get help from an enrollment specialist.

--Check online for sign-up centers that may be open locally, offering in-person assistance.

--If you started an application by Monday but didn't finish, perhaps because of errors, missing information or website glitches, you can take advantage of a grace period. The government says it will accept paper applications until April 7 and take as much time as necessary to handle unfinished cases on HealthCare.gov.

--Be prepared for the possibility of long wait times.

You can generally buy Marketplace health insurance only during the annual Open Enrollment period. Upcoming dates to know:

March 31, 2014: 2014 Open Enrollment ends
November 15, 2014: 2015 Open Enrollment starts
February 15, 2015: 2015 Open Enrollment ends

To buy Marketplace insurance outside Open Enrollment, you must qualify for a special enrollment period due to a qualifying life event such as marriage, divorce, birth or adoption of a child, or loss of a job.


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