For the three-month period that ended on June 30, Citizens earned $1.7 million, or 36 cents per share. That compares to last year's net income of $1.8 million, or 37 cents per share.
Net interest income slipped 2.4 percent to $7.2 million, down from $7.4 million.
After loan losses, net interest income was $6.5 million, down slightly from $6.6 million last year.
Citizens Holding is the parent company of The Citizens Bank of Philadelphia, which is headquartered in Philadelphia, Miss., and has 23 branches.